LIC MyLIC App: A Simple Guide for LIC Policyholders

LIC has introduced a new mobile app called MyLIC for its customers. The app is designed to make it easier for LIC policyholders to manage their policies and use different LIC services from their mobile phones.

The MyLIC App was launched by LIC on 15 April 2026 as a next-generation customer app. It brings several policy-related services together in one place, so customers can access important information without depending on a branch visit for every small requirement.

What is the LIC MyLIC App?

MyLIC is an official mobile application from the Life Insurance Corporation of India (LIC) for its customers. It allows policyholders to view and manage their LIC policy portfolio through a digital platform.

MyLIC App

Instead of keeping all policy information in different places, customers can use the app to access their LIC-related information from their mobile device.

LIC describes MyLIC as an app that allows customers to manage their LIC policies, receive notifications for pending actions, and explore or purchase new personalised policies.

The app is part of LIC's wider digital initiative to make customer services more convenient and easier to access.

Manage Your LIC Policies in One Place

One useful feature of MyLIC is the ability to view and manage your LIC insurance portfolio from one place. This can be helpful for people who have more than one LIC policy.

When you have multiple policies, remembering every policy number, premium date, and other details can sometimes become difficult.

Having your policy information available through a mobile app can make it easier to check your LIC policies whenever required.

For LIC customers, this can provide a simpler way to stay connected with their policy information without depending only on physical documents.

Pay LIC Premium Through the App

MyLIC also provides a facility to pay LIC premiums digitally. LIC lists instant premium payment among the key customer-facing capabilities of the app.

MyLIC App

This can be useful when your premium due date is approaching and you want to make the payment from your mobile.

Regular premium payment is important for keeping a policy active according to its terms. Having a digital payment option can make the process more convenient for customers.

Before making any payment, always check the policy details and payment information carefully and use only official LIC platforms or app links.

Track Your Policy Benefits

Another feature mentioned by LIC is the ability to track policy benefits in real time. This can help customers stay more aware of their policy-related information.

Many customers buy an insurance policy and later forget the details of its benefits, maturity, or other important features.

A digital platform can make it easier to check relevant policy information when needed instead of searching through old papers or documents.

However, customers should always read their actual policy documents for the complete terms and conditions of their insurance policy.

Paperless Policy Loan

LIC has also included a paperless policy loan facility as one of the key features of MyLIC.

For eligible policies, this can make the loan-related process more convenient because customers may not need to depend on physical paperwork for every step.

The availability and amount of a policy loan depend on the applicable policy terms and LIC's rules.

So, if you are planning to use the policy loan facility, check the information shown in the app and understand the applicable conditions before proceeding.

Update Your Policy Online

LIC's official information also mentions online policy updates as one of the MyLIC capabilities.

Digital services can make certain policy-related updates easier because customers can start or complete eligible services through the app.

The exact services available to a customer may depend on the policy and the information registered with LIC.

If an update requires additional verification or documents, the app may guide you through the required process.

Online Revival of Lapsed Policies

MyLIC also provides an online facility for revival of lapsed policies, according to LIC's official launch information.

A policy can lapse when required premiums are not paid within the applicable period. Revival conditions depend on the policy terms and LIC's rules.

Having an online revival facility can make it easier for eligible customers to check and proceed with the revival process digitally.

If your policy has lapsed, check the exact revival requirements before making any payment or taking further action.

Buy and Explore LIC Policies Digitally

MyLIC is not limited only to existing policy services. LIC also says that customers can explore and purchase new, personalised policies through the platform.

This means customers can use the app not only to manage existing policies but also to explore insurance options available from LIC.

Before buying any new policy, it is important to understand the benefits, premium, policy term, exclusions, conditions, and other details.

For an important financial decision like insurance, customers should take time to understand the policy instead of buying only because the process is available online.

Paperless e-KYC

LIC has also mentioned fast, secure and paperless e-KYC among the features of the MyLIC App.

Digital KYC can make the process more convenient by reducing the need for physical paperwork in eligible cases.

However, customers should always make sure that they are using the official LIC application and provide information only through the proper digital process.

Do not share OTPs, passwords, or other confidential information with unknown people claiming to help with your LIC policy.

MyLIC App Can Make Policy Management Easier

For many LIC customers, the biggest benefit of MyLIC may simply be convenience. Instead of depending on different methods for every small requirement, customers can access several services through one digital platform.

This can be especially useful for customers who have multiple LIC policies or prefer managing their financial information through their mobile phone.

The app does not remove the importance of understanding your insurance policy. It is a digital tool that can make policy management and certain services easier.

You should still keep your important policy documents safely and understand the actual terms and conditions of your LIC policy.

Final Thoughts

The LIC MyLIC App is a useful step towards making LIC services more digital and easier for policyholders. It brings policy management, premium payment, benefit tracking, policy loan, online updates and other services into a mobile-based platform.

As an LIC advisor, I feel that customers should also become more comfortable with digital policy services. It can help them stay connected with their policies and take care of regular requirements more easily.

At the same time, an app should not replace proper understanding of insurance. Customers should know what their policy provides, what premiums they need to pay, and what benefits and conditions apply to their policy.

If you are an LIC policyholder, you can explore the official MyLIC App and check which services are available for your policies. LIC provides download options for both Android and iOS through its official website.

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